Interest Free Credit

You can finish your project sooner by spreading the cost of your purchase with an interest free finance option.  Funktion Alley offers finance options from 6-18 months on full price items over £1000.  Interest free credit is available online when you check out, or you can apply in store or on the phone.  

Interest free credit excludes items which are discounted or in sale.  If you would like any more infomation regarding payment options please contact us.

The application process is simple, takes around 5 minutes for you to complete, and is carried out online with a decision made within 30 seconds of completion. 

Who is Eligible for Finance? Applying for an instalment plan is similar to applying for a new credit card. The details you provide are checked against public registers, such as credit-rating agencies. 

To increase the chances of acceptance, ideally, you will have a good credit history - (no late payments, CCJ's, etc) - and meet the following minimum criteria:

• Be a UK resident

• Be over 18 years of age

• Have 3 years of UK address history

• Be working at least 16 hours per week

• Have a valid phone number and email address

Funktion Alley is a credit broker and not a lender. Financing options are offered through Divido Financial Services Limited in association with Shawbrook Bank Limited. 

Divido Financial Services Limited (‘Divido’) is authorised and regulated by the Financial Conduct Authority under registration number 628253. For more information, please visit:

Credit is provided by Shawbrook Bank Limited, which is registered in England and Wales, registered no. 00388466. Registered office Shawbrook Bank Ltd, Lutea House, Warley Hill Business Park, The Drive, Great Warley, Brentwood, Essex, CM13 3BE. Shawbrook Bank Ltd is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 204574.

Credit is available subject to status to UK residents aged 18 or over. 

For more information, please visit: